Exotic Pet Insurance

Coverage for birds, reptiles, and other exotic animals.

Typical cost: $10 – $50+ per month

Exotic Pet Insurance

Exotic pet insurance covers veterinary care for birds, reptiles, rabbits, guinea pigs, ferrets, and other non-traditional companions. Finding coverage can be challenging as not all pet insurers cover exotic animals.

Specialized Veterinary Care

Exotic pets require veterinarians with specialized training. Vet costs can be higher due to the specialized knowledge required, and fewer emergency clinics handle exotic species. Insurance helps manage these elevated costs.

What's covered

Accident Coverage

Covers injuries and emergency treatment for exotic pets.

Illness Coverage

Covers diseases specific to your exotic pet species.

Diagnostic Testing

Covers specialized tests for exotic species.

Hospitalization

Covers extended hospital stays and intensive care.

Prescriptions

Covers medications compounded for exotic species.

Tips

  • Limited insurers cover exotics—Nationwide is a major provider
  • Find an exotic animal vet before you need emergency care
  • Premiums vary widely by species—birds often cost more
  • Some species like venomous reptiles may be uninsurable
  • Document your pet's species and any lineage information

Other pet insurance types

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