Dog Insurance

Comprehensive coverage for dogs including breed-specific conditions.

Typical cost: $20 – $70 per month

Dog Insurance

Dog insurance helps cover veterinary costs for accidents, illnesses, surgeries, and chronic conditions. Dogs are more likely than cats to have emergency vet visits, making insurance particularly valuable for dog owners.

Breed Considerations

Certain breeds are prone to specific conditions: hip dysplasia in German Shepherds and Labs, heart disease in Cavalier King Charles Spaniels, and respiratory issues in flat-faced breeds. Purebreds typically cost more to insure than mixed breeds.

What's covered

Accident Coverage

Covers injuries from car accidents, fights, falls, and emergencies.

Illness Coverage

Covers diseases, infections, cancer, and digestive issues.

Hip Dysplasia

Coverage for this common and expensive orthopedic condition.

Surgery Coverage

Covers surgical procedures including ACL repairs and tumor removal.

Rehabilitation

Covers physical therapy and post-surgical rehabilitation.

Tips

  • Enroll when your dog is a puppy for best rates and no pre-existing conditions
  • Large breed dogs typically cost more to insure
  • Hip dysplasia coverage may have waiting periods—check policy terms
  • Consider accident-only coverage if budget is tight
  • Some breeds may be excluded by certain insurers

Other pet insurance types

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