Cat Insurance

Health insurance plans tailored for cats of all breeds and ages.

Typical cost: $10 – $40 per month

Cat Insurance

Cat insurance covers veterinary costs when your feline companion becomes ill or injured. Cats face unique health risks including urinary tract issues, hyperthyroidism, diabetes, and dental disease that can result in expensive treatments.

Indoor vs. Outdoor Cats

Outdoor cats face higher risks from injuries, infections, and accidents, which may affect premiums. Indoor cats have fewer claims but still face chronic conditions and illness. Many insurers don't differentiate based on indoor/outdoor status.

What's covered

Accident Coverage

Covers injuries from falls, fights, or accidents.

Illness Coverage

Covers diseases, infections, cancer, and chronic conditions.

Hereditary Conditions

Covers breed-specific issues like heart disease in Maine Coons.

Dental Coverage

Covers dental disease and extractions (not routine cleanings).

Prescription Medications

Covers medications for ongoing conditions.

Tips

  • Insure while your cat is young and healthy for lowest rates
  • Pre-existing conditions won't be covered—enroll early
  • Consider wellness add-ons for routine care if you want full coverage
  • Higher deductibles lower premiums if your cat is healthy
  • Purebred cats may have higher premiums due to hereditary risks

Other pet insurance types

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