Cat Insurance
Health insurance plans tailored for cats of all breeds and ages.
Typical cost: $10 – $40 per month
Cat Insurance
Cat insurance covers veterinary costs when your feline companion becomes ill or injured. Cats face unique health risks including urinary tract issues, hyperthyroidism, diabetes, and dental disease that can result in expensive treatments.
Indoor vs. Outdoor Cats
Outdoor cats face higher risks from injuries, infections, and accidents, which may affect premiums. Indoor cats have fewer claims but still face chronic conditions and illness. Many insurers don't differentiate based on indoor/outdoor status.
What's covered
Accident Coverage
Covers injuries from falls, fights, or accidents.
Illness Coverage
Covers diseases, infections, cancer, and chronic conditions.
Hereditary Conditions
Covers breed-specific issues like heart disease in Maine Coons.
Dental Coverage
Covers dental disease and extractions (not routine cleanings).
Prescription Medications
Covers medications for ongoing conditions.
Tips
- • Insure while your cat is young and healthy for lowest rates
- • Pre-existing conditions won't be covered—enroll early
- • Consider wellness add-ons for routine care if you want full coverage
- • Higher deductibles lower premiums if your cat is healthy
- • Purebred cats may have higher premiums due to hereditary risks
Other pet insurance types
Dog Insurance
Comprehensive coverage for dogs including breed-specific conditions.
Exotic Pet Insurance
Coverage for birds, reptiles, and other exotic animals.
Bird Insurance
Health coverage for pet birds including parrots and parakeets.
Reptile Insurance
Insurance for reptiles including vet visits and treatments.
Horse Insurance
Equine insurance covering health, mortality, and liability.
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