Terms & Conditions
Last updated: February 6, 2026
Agreement to Terms
By accessing or using InsureNow (insurenow.co), you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access the website.
Educational Purpose Only
InsureNow provides insurance-related information for educational and informational purposes only. We are not a licensed insurance provider, broker, agent, or financial advisor. The content on this website:
- Does not constitute insurance, financial, legal, or professional advice
- Should not be used as a substitute for consultation with qualified professionals
- May not reflect the most current legal or regulatory developments
- May not apply to your specific situation or jurisdiction
Always consult with a licensed insurance professional or financial advisor before making any insurance or financial decisions.
AI Chatbot Disclaimer
Our website features an AI-powered insurance advisor chatbot. Please be aware that:
- The chatbot provides general educational information, not personalized advice
- Responses are generated by artificial intelligence and may contain inaccuracies
- The chatbot is not a substitute for a licensed insurance professional
- You should not make insurance decisions based solely on chatbot responses
- Conversations may be stored temporarily for service improvement purposes
Intellectual Property
The content on InsureNow, including text, graphics, logos, icons, images, and software, is the property of InsureNow or its content suppliers and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.
User Conduct
When using our website, you agree not to:
- Use the site for any unlawful purpose
- Attempt to gain unauthorized access to any part of the site or its systems
- Interfere with or disrupt the site or servers
- Submit false or misleading information through forms or the chatbot
- Use automated systems (bots, scrapers) to access the site without permission
- Attempt to reverse-engineer or exploit our AI systems
Newsletter and Communications
By subscribing to our newsletter, you consent to receive periodic emails from InsureNow. You can unsubscribe at any time by clicking the unsubscribe link in any email or by contacting us. We will not sell or share your email address with third parties for marketing purposes.
Advertising & Compensation Disclosure
InsureNow may display sponsored search links and advertisements on its pages, including within AI chatbot responses and on insurance information pages. These links are clearly labeled with an "Ad" indicator and a compensation disclosure.
When you click on these sponsored links, you may be directed to third-party search results or comparison websites. While we do not receive compensation for the initial click, we may earn a commission or referral fee if you subsequently interact with products or services presented on those third-party pages.
This financial relationship does not influence our editorial content, educational information, or AI chatbot responses. Our insurance guides, articles, and chatbot are designed to provide unbiased, educational information regardless of any advertising relationships.
Third-Party Links
Our website may contain links to third-party websites or services that are not owned or controlled by InsureNow. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. You access third-party sites at your own risk.
Accuracy of Information
We strive to provide accurate and up-to-date information, but we make no warranties or representations about the accuracy, completeness, or reliability of any content on this site. Insurance regulations, products, and pricing vary by location and change frequently. Information on this site may not be current or applicable in your area.
Limitation of Liability
To the fullest extent permitted by law, InsureNow shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from:
- Your use of or inability to use the website
- Any decisions made based on information provided on the website
- Unauthorized access to or alteration of your data
- Any errors, inaccuracies, or omissions in content
- Any interruption or cessation of service
Indemnification
You agree to indemnify and hold harmless InsureNow and its operators from any claims, damages, obligations, losses, liabilities, costs, or expenses arising from your use of the website or your violation of these Terms and Conditions.
Governing Law
These Terms and Conditions shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.
Changes to Terms
We reserve the right to modify or replace these Terms and Conditions at any time. Changes will be effective immediately upon posting to the website. Your continued use of the site after any changes constitutes acceptance of the new terms.
Severability
If any provision of these Terms and Conditions is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.
Contact Us
If you have questions about these Terms and Conditions, please contact us.