Small Business Cyber Insurance
Affordable cyber coverage for small businesses.
Typical cost: $500 – $2,500 per year
Small Business Cyber Insurance
Small business cyber insurance provides data breach and cyber attack coverage scaled for smaller operations. Small businesses are increasingly targeted by hackers who see them as easier targets with valuable data and limited security.
Why Small Businesses Need Coverage
43% of cyber attacks target small businesses. The average cost of a data breach for small companies is $120,000-$150,000—enough to put many out of business. Affordable cyber coverage protects against this existential threat.
What's covered
Data Breach Response
Covers forensic investigation, notification, and credit monitoring.
Ransomware Coverage
Pays ransom demands and system restoration costs.
Business Interruption
Covers lost income during cyber incidents.
Regulatory Defense
Covers fines and legal costs for privacy violations.
Third-Party Liability
Defends against customer lawsuits from breaches.
Tips
- • Cyber coverage is increasingly essential even for small businesses
- • Basic coverage available for $500-$1,500 per year
- • Insurers require basic security measures—MFA, backups, training
- • Review coverage for ransomware as attacks increase
- • Consider cyber coverage even if you don't think you're a target
Other cyber insurance types
Enterprise Cyber Insurance
Comprehensive cyber protection for large organizations.
Healthcare Cyber Insurance
HIPAA-compliant cyber coverage for healthcare providers.
E-Commerce Cyber Insurance
Protection for online retailers and digital businesses.
Data Breach Insurance
Coverage specifically for data breach response and notification.
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