E-Commerce Cyber Insurance
Protection for online retailers and digital businesses.
Typical cost: $1,500 – $7,500 per year
E-Commerce Cyber Insurance
E-commerce businesses face cyber risks from handling payment card data, customer personal information, and operating always-on online storefronts. Cyber coverage protects against breaches, fraud, and attacks that can devastate online retailers.
PCI Compliance
Online retailers processing credit cards must comply with PCI DSS standards. Data breaches can result in substantial PCI fines, card brand penalties, and loss of payment processing privileges. Cyber insurance helps manage these exposures.
What's covered
PCI Fines and Penalties
Covers fines from payment card networks for data breaches.
Payment Fraud
Covers losses from fraudulent transactions and chargebacks.
Website Downtime
Covers lost revenue when your site is down from cyber attacks.
Customer Data Breach
Covers response costs when customer information is compromised.
Third-Party Vendor
Covers breaches originating from your technology vendors.
Tips
- • PCI compliance doesn't prevent breaches—insurance is still needed
- • Website downtime coverage is essential for pure e-commerce businesses
- • Consider coverage for supply chain/vendor cyber incidents
- • Payment fraud coverage increasingly important
- • Review coverage for international customers and GDPR exposure
Other cyber insurance types
Small Business Cyber Insurance
Affordable cyber coverage for small businesses.
Enterprise Cyber Insurance
Comprehensive cyber protection for large organizations.
Healthcare Cyber Insurance
HIPAA-compliant cyber coverage for healthcare providers.
Data Breach Insurance
Coverage specifically for data breach response and notification.
Stay informed
Weekly insurance tips and coverage insights. No spam.