Healthcare Cyber Insurance

HIPAA-compliant cyber coverage for healthcare providers.

Typical cost: $3,000 – $15,000+ per year

Healthcare Cyber Insurance

Healthcare organizations face unique cyber risks due to HIPAA compliance requirements and the high value of protected health information (PHI) on the black market. Healthcare cyber insurance addresses these specialized exposures.

HIPAA Compliance

Data breaches involving PHI trigger mandatory notification requirements and potential HIPAA fines up to $1.5 million per violation category. Cyber insurance helps manage these regulatory exposures while covering breach response costs.

What's covered

HIPAA Defense

Covers fines, penalties, and legal costs for HIPAA violations.

Breach Notification

Covers notification costs for PHI breaches as required by law.

Regulatory Investigation

Pays costs when HHS Office for Civil Rights investigates.

Medical Device Coverage

Covers vulnerabilities in connected medical devices.

EHR System Restoration

Covers restoration of electronic health records after attacks.

Tips

  • Healthcare is the most targeted sector for ransomware
  • HIPAA fines can reach $1.5 million per violation category
  • Medical device security is an emerging vulnerability
  • Cyber coverage increasingly required for healthcare contracts
  • Business associate agreements should address cyber incidents

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