Adventure Travel Insurance

Coverage for extreme sports and adventure activities.

Typical cost: $100 – $600 per trip

Adventure Travel Insurance

Adventure travel insurance covers activities that standard travel insurance typically excludes: skiing, scuba diving, mountaineering, bungee jumping, and other extreme sports. If your trip includes any activity beyond sightseeing, verify coverage.

Activity-Specific Coverage

Different activities have different risk levels. Skiing may be covered by standard policies, while heli-skiing requires an endorsement. Altitude limits may apply for mountaineering. Review exclusions carefully for your planned activities.

What's covered

Extreme Sports Coverage

Covers injuries during skiing, diving, climbing, and adventure sports.

Search and Rescue

Pays for professional rescue operations in remote locations.

Equipment Coverage

Protects expensive adventure gear like skis and dive equipment.

High Altitude Coverage

Covers activities above standard altitude limits.

Trip Cancellation

Reimburses costs if adventure trip is canceled.

Tips

  • Read exclusions carefully—each activity has specific requirements
  • Altitude limits vary—mountaineering above 4,000m may need special coverage
  • Equipment coverage essential for expensive adventure gear
  • Search and rescue coverage critical for remote destinations
  • Some activities may require separate specialty policies

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