Touring Bike Insurance
Coverage for touring motorcycles and long-distance riding.
Typical cost: $600 – $1,800 per year
Touring Motorcycle Insurance
Touring motorcycles like the Honda Gold Wing and BMW K1600 are designed for comfortable long-distance travel. These expensive, fully-equipped bikes need comprehensive coverage, but their mature rider demographics often qualify for reasonable rates.
Trip Coverage
Touring riders benefit from trip interruption coverage, which pays expenses if your bike breaks down far from home. Comprehensive coverage is essential to protect against theft and damage during overnight stops.
What's covered
Liability Coverage
Covers accidents during your travels across state lines.
Collision Coverage
Pays to repair your touring bike after crashes.
Comprehensive
Essential protection for overnight parking during trips.
Trip Interruption
Covers lodging and transportation if your bike breaks down on tour.
Accessory Coverage
Protects GPS, audio systems, luggage, and travel accessories.
Tips
- • Consider higher liability limits for out-of-state travel
- • Get adequate accessory coverage for electronics and luggage
- • Add trip interruption coverage for long-distance riding
- • Store securely during trips—comprehensive covers theft
- • Join touring-focused riding groups for insurance resources
Other motorcycle insurance types
Sport Bike Insurance
Coverage for high-performance sport motorcycles.
Cruiser Insurance
Insurance for cruiser-style motorcycles.
Off-Road Bike Insurance
Protection for dirt bikes and off-road motorcycles.
Scooter Insurance
Affordable coverage for scooters and mopeds.
Vintage Motorcycle Insurance
Specialized coverage for classic and vintage bikes.
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