Fishing Boat Insurance
Coverage for fishing boats and equipment.
Typical cost: $300 – $1,200 per year
Fishing Boat Insurance
Fishing boat insurance covers bass boats, center console boats, and other vessels used primarily for fishing. Coverage should protect expensive fishing electronics, tackle, and outboard motors that can cost as much as the boat itself.
Equipment Coverage
Fish finders, GPS/chartplotters, trolling motors, and tackle can represent thousands in equipment. Ensure your policy covers fishing gear adequately—standard limits may be insufficient.
What's covered
Hull Coverage
Covers the boat structure including built-in features.
Motor Coverage
Protects expensive outboard motors from damage and theft.
Electronics Coverage
Covers fish finders, GPS, radar, and other electronics.
Fishing Equipment
Protects rods, reels, tackle, and fishing gear.
Tournament Coverage
Optional coverage for fishing tournament entry fees.
Tips
- • Itemize expensive fishing electronics for adequate coverage
- • Outboard motors may need separate agreed value coverage
- • Consider personal property coverage for tackle and equipment
- • Tournament fishermen should add entry fee coverage
- • Lock motors and use anti-theft devices at ramps
Other boat insurance types
Sailboat Insurance
Coverage for sailing vessels of all sizes.
Pontoon Boat Insurance
Insurance for pontoon boats and leisure craft.
Yacht Insurance
Comprehensive coverage for yachts and large vessels.
Jet Ski Insurance
Protection for personal watercraft and jet skis.
Kayak & Canoe Insurance
Affordable coverage for non-motorized watercraft.
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